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We target our help in buying a home to people who cannot afford to buy without the assistance of one of the Homebuy schemes. We look at your current circumstances, income and finance, eligible applicants usually fall into one of the following groups:

Click on the following eligible groups to find out more:

  		• Housing association or council tenants
  		• First time buyers
  		• The elderly (over 55) who require accommodation suitable for their needs but cannot afford to buy an alternative property without assistance
  		• A key worker (to the local area)
  		• People registered on a housing association or council waiting list
  		• A joint owner needing to move due to a relationship breakdown
  		• A home owner needing to move having been widowed
  		• A home owner needing to move due to social or medical reasons or overcrowding
  		• A shared ownership leaseholder requiring larger accommodation
  		• A household that needs to move due to clearance

    First Time Buyers with a local connection

    If you have not owned a home previously, you will be eligible as a first time buyer. A first time buyer must also have a local connection to the area where the property is located by virtue of employment or the need to be close to relatives or support services.

    If you are unsure contact us on 0800 358 1400 to talk about your individual circumstances, don't decide you don't qualify before speaking to us first.
     
    		picture of shared ownership property